Lynch Financial Advisors
1700 Eureka Road
Suite 155
Roseville, CA 95661
Our Financial Planning Program
When we say Comprehensive Financial Planning…
We mean COMPREHENSIVE.
Financial Planning
Financial planning is knowing more than how much money you need to retire - or how much you should save for educational expenses. It is about determining short-term and long-term objectives.
Our planning includes (but is not limited to):
- Prioritizing Short and Long Term Needs
- Educational, Retirement & Estate Planning
- Liquidity Analysis
- Insurance Review (home, life, disability, liability, etc.)
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Employee Benefits & Compensation Review
Tax Planning
Tax Planning is taking a proactive stance on one's income, investments, and other taxable and tax-deductible items. We provide you with professional advice and teach you how to reduce taxes to keep more of your money in your pocket (savings account, retirement account, etc.)
Life Planning
Life planning really should be called “the other half of comprehensive planning.” We can do all of the work we want on helping clients save more money for retirement, but there are many aspects of finance that are not readily quantifiable and also some aspects that don’t fit in the typical “financial planning” box.
Take a couple where one person wants more money in the savings account but the other wants to invest the money. What should you do - put the money in savings or invest it?
The right answer is not as easy as checking a box. It is important to understand why both spouses are thinking the way they are. One spouse might be seeking more security, while the other wants to expedite the process of getting to retire because they hate their job.
You can see that life planning is not easy to explain, but is vital to helping reach financial goals… and personal goals.
Other areas we help our clients:
- Career Advancement Coaching
- Short and Long-Term Tangible and Non Tangible Goal Setting
- Entrepreneurial Development
When you speak with us, you will quickly see that we are not your average financial planning firm.
We are a Comprehensive Financial Planning firm and are active members of NAPFA (National Association of Personal Financial Advisors).
NAPFA: The National Association of Personal Financial Advisors is the nation’s leading organization of Fee-Only comprehensive financial planning professionals.
