Investor Solutions
3250 Mary Street
Suite 207
Coconut Grove, FL 33133
A Fee-Only Registered Investment Advisor
Investor Solutions, Inc. was founded by Frank Armstrong, CFP, AIF in 1993. His vision was to provide objective, leading edge professional investment advice and management services free from the numerous conflicts of interest that taint the traditional Wall Street firms.
Currently Investor Solutions manages about $400 million in assets for clients in the US and abroad.
Our organization delivers:
Research-driven investment strategies and design- Low-risk, low-cost investment management
- Disciplined execution
- Objective, professional advice
- Investment education
- Detailed reporting
- World-class service and support
The firm is a pioneer in several important areas:
- Fee-Only advice
- Application of modern financial theory
- Passive only investment strategies
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Use of technology to lower investment costs by leveraging the resources of unrelated service and product suppliers
Our Mission
Investor Solutions, Inc. is committed to improving our clients' financial security, assisting them in achieving their investment goals, and providing them with financial peace of mind.
As trusted financial advisors and completely independent, Fee-Only investment advisors, we have eliminated all conflicts of interest. Clients can rest assured that the investment advice we provide them is always in their best interest.
Investor Solutions, Inc. is a Center of Excellence in investment management servicing the investment needs of high net worth individuals, foundations, trusts and corporate pension plans worldwide.
Investor Solutions is proud to have been named by Barron’s as one of the Top 100 Independent Financial Advisors in the country for the second year in a row (2007-2008).
Individuals and Trusts
Individual investors, their families and the family trusts benefit from our experience in retirement planning, asset protection, distribution planning, global asset allocation strategies and tax efficient investment practices.
Whether you are saving for retirement, planning for college or are already retired and need to generate income from your portfolio, our advisors can help you develop a comprehensive investment plan to meet your goals.
Our ongoing investment management services help you stay on track and make changes as your needs evolve.
Retirement Plans
We provide corporate retirement plans an unbundled approach that seeks to maximize returns, provide better investment education, increase employee participation, reduce overall costs and improve administration. We do this by providing you access to better and more cost effective investments and administration.
As your investment manager we don't just serve as a provider but a partner when it comes to helping you, the Plan Sponsor/Trustee, meet your fiduciary and legal requirements.
Not for Profit Organizations
We provide not for profit organizations with an investment approach that seeks to maximize returns, reduce overall costs, improve administration and meet organizational goals and mission accomplishment.
Whether funding a long-term endowment, building a new medical wing, providing community education, bringing a symphony to the forefront or whatever the civic or charitable goal, we collaborate with the Board or Investment Committee to prepare an investment policy (IPS) that is tailored to the needs of the organization.
We do this by providing you access to quality investments with the lowest costs and fees.
Investment Strategy
Our investment philosophy and practices are based on fifty years of cutting edge financial research from leading academic institutions. Evidence based investment practices identify sources of systematic risk and return that offer insight into the process of optimizing portfolios. Strategic portfolio engineering offers the opportunity of outperforming the global market indexes without accepting additional risk.
To achieve your goals, we tailor your portfolio to your exact objectives, risk tolerance and time horizon, spreading risk globally to attain the highest probability of success in today's uncertain times.
Portfolio Management
Over time, any investment plan will become distorted as one asset class outperforms others. Periodic re-balancing maintains the original risk-reward target for the plan. Because re-balancing enforces a buy low, sell high approach, it results in a positive performance gain over time.
Occasionally it may be necessary for us to replace a fund which fails to meet our rigid standards. The use of no-load funds, and low transaction fees makes this practically painless. Your advisor will discuss with you any proposed changes before executing them.
Tax Planning
Taxes are a drag on performance and the single largest expense investor's face. Taxes can surpass any other cost related to the investment decision. A tax efficient strategy will maximize your net return after taxes, which is the measure that really counts. The funds we use are optimized to maximize after tax return by controlling both capital gains and dividend exposure.
As your investment advisor we'll assist you with:
- Tax sensitive implementation and migration from your present holdings to our more effective portfolio.
- Annual tax loss harvesting where appropriate.
- Dividend avoidance strategies where appropriate
- Automatic upgrade to more efficient products as the market evolves
- Allocation across taxable and non-taxable accounts for minimum tax exposure
- Maximize use of tax favored opportunities
NAPFA: The National Association of Personal Financial Advisors is the nation’s leading organization of Fee-Only comprehensive financial planning professionals.
Please be aware that Investor Solutions has a portfolio minimum of $1,000,000 to accept inquiries through this directory.
