Cathy Pareto and Associates
2332 Galiano Street
2nd Floor
Coral Gables, FL 33134
Who We Are
The single biggest complaint investors have about their current relationship with their Financial Advisor is that they feel like a number. They seldom get the personalized service they deserve.
When you work with Cathy Pareto and Associates you will experience the difference it makes to have a knowledgeable advisor who truly understands you and cares about helping you meet your goals.
We provide personalized ongoing or hourly-based financial planning and investment management services to:
- Individuals
- Families (Traditional and Non-Traditional)
- Divorced Women
- Retirees & Pre-Retirees
- Small Business Owners
More and more individuals and families are using the services of Fee-Only independent advisors to help them with their personal financial plans and investments.
The reason for this trend is simple, with a Fee-Only advisor you have a dedicated and unbiased professional that not only has your best interest at heart, but also adheres to the highest standards of ethics within an industry plagued by frauds and glorified salespeople.
Cathy Pareto & Associates was selected by Worth Magazine in its annual Top 250 Wealth Advisors list in 2008 and by Forbes (Goldline Research) as one of the Top Ten Wealth Managers for Women in the U.S.
Investment Management
Cathy Pareto and Associates provides ongoing investment management services as well as investment consultation.
All portfolios and investments are held at a third party custodian, Charles Schwab & Co, Inc., where we only have a limited power of attorney to trade and make client approved changes.
We never take custody of client assets, nor do we have full power of attorney over our client's accounts. We serve as a fiduciary advisor on every client account, meaning we will always do what is in the best interest of the client.
Our Approach
Our primary goal as your investment advisor is to select investments that will maximize your expected return with the least amount of risk.
In making the investment selections in your portfolio we take into consideration your risk tolerance, tax sensitivity, investment horizon, investment costs, cash withdrawals from your portfolio, and other individual factors.
Reports and Other Services
Aside from the ongoing review and monitoring of your investments, Cathy Pareto And Associates provides you with:
Monthly Market Updates- Quarterly Performance Reports (Time Weighted and IRR)
- Quarterly Account Holdings Reports
- Ongoing Useful Reminders to Help You Stay on Track
- End of Year Tax Loss Harvesting
- Account Rebalancing
- Ongoing Account Reviews
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Financial Planning Guidance
Financial Planning
Financial planning includes the setting of goals and objectives, a detailed assessment of your current situation, the development of specific strategies designed to help you achieve your stated goals, and the presentation of a written plan.
Cathy Pareto and Associates will work with you and your family to develop your unique list of short term and long term goals, and will develop specific recommendations in the following areas, as requested.
- Cash Flow/Budget Analysis
- Debt Management
- Investment Analysis
- Retirement Planning
- Risk Management
- Education Planning
- Estate Planning
- Employer retirement plan review
- Net Worth Statement
- Other relevant and client specific issues
We do not sell you financial products. Our financial plans are ideal for individuals that do not want to hire a full time advisor, but who are seeking a professional opinion or advice to help them get on track after life changing events such as retirement, divorce, new marriage, a new baby, or the death of a spouse.
Cathy Pareto, MBA, CFP®, AIF® - President & Founder
For nearly fifteen years, Cathy has been helping financial consumers and professionals understand the world of investments and personal finance with a sound, but down to earth money management approach.
Money management does not have to be an intimidating and mystifying process. Cathy's belief is that there is more to investment management and financial planning than just the numbers. It takes commitment, clear communication and trust between the Advisor and the Client to plan out a strategy, and it requires the experience of a competent Advisor to execute that strategy.
Cathy Pareto’s articles have been published in numerous periodicals and websites, including:
- Forbes.com,
- Yahoo Finance
- Investopedia
- Women in Business
- Miami Medicine
- Florida Medical Business
- AccountantsWorld.com
- My Financial Advisor
Some of her media contributions include “quotes" in:
- BusinessWeek
- The Wall Street Journal
- Bloomberg News
- The Miami Herald
- The Sun Sentinel
- CNNfn
- Latina Magazine
- Hispanic Trends
Thank you for your inquiry!
Please be aware that Cathy Pareto and Associates has a portfolio minimum of $100,000 to accept inquiries through this directory.
