JK Financial Planning
94 Montclair Road
Vernon Hills, IL 60061
FREE consultation appointment.
(No solicitations)
We look forward to helping you!
Jeff Kostis, CFP®, CPA, - President
Jeff graduated from Bradley University in 1991. In 1993, Jeff received his Master of Science degree in Accounting from the University of Texas at Arlington. He completed the CFP Professional Education Program in 2002 through the College for Financial Planning.
Jeff earned his CPA designation in 1995 and the right to use the Certified Financial PlannerTM mark in 2008.
Jeff lives in Vernon Hills with his wife and son. He is an avid Chicago Bears fan and spends his free time taking the much beloved family dog for walks, golfing, skiing (Breckenridge, CO is a favorite) and volunteering within the community.
What We Do
JK Financial Planning, Inc. specializes in helping people prepare for and navigate through the transitions in their lives. As a Fee-Only advisor, we work solely for our clients. Because no commissions are ever received, all potential conflicts of interest regarding compensation are removed.
Our goal is to help our clients improve their personal financial situation and gain overall peace of mind.
Whether you are building assets for the future or seeking to enjoy and protect what you have already built up, we can help you along the way.
Your financial objectives may include:
- Ensure retirement income
- Reduce the burden of taxes
- Minimize the effects of inflation
- Create and preserve personal wealth
- Maximize wealth transfer
- Establish charitable legacies
- Reduce the risk of financially devastating events
- Foster peace of mind through proper planning today
-
Grow and expand your business
Our Philosophy
Our philosophy is to ensure that each client receives expert, objective advice customized to their needs. This is why we do not sell any financial products, nor do we accept referral fees from other professionals.
Our services are provided on an "as needed" basis and range from creating a comprehensive financial plan to addressing single-issue concerns and everything in between. We work with our clients to determine what services they need and they only pay for those services.
Our Services
To help you reach your goals, our services include:
- Personal Financial Planning
- Retirement Planning Strategies
- Cash Flow Spending Plan
- College Funding Advice
- Stock Option Advice
- Lump Sum Distribution Advice
- Second Opinion on Investments or Current Financial Plan
- Financial Seminars for Military, Religious and Civic Groups
-
Corporate Financial Education — Seminars on 401(k)s, Employee Benefits, etc
Our Fixed Fee Packages
Retirement Roadmap - $2,000
Designed for people planning to retire in the next 5 to 15 years, this package provides an in-depth review of your current financial condition and detailed steps for you to take as you make “the big push” to retirement.
Second Opinion - $1,250
The Second Opinion provides an analysis of your current portfolio, focused on asset allocation, adherence to your Investment Policy Statement and overall appropriateness for your risk tolerance and time horizon. Specific recommendations to correct your portfolio weaknesses are also provided.
This package is designed for people who have chosen to manage their own investments and want a third-party review of their portfolio or individuals currently working with an investment professional who want to ensure their money is being handled appropriately.
Financial Checkup - $500
The Financial Checkup provides a detailed, written solution to one or two of your most pressing financial concerns. This package includes a two hour in-person meeting and is most helpful to people with fairly simple circumstances looking for focused solutions, not a complete financial plan.
Common topics for this package include 401(k) / 403(b) investment selection, college saving requirements and strategies, debt management guidance and retirement savings projections.
Newlywed Packages - $400
We have developed 3 packages for newlyweds or couples about to be married. Each package has been specially designed to meet the needs of couples at various stages in their lives.
Investment Policy Statement - $325
This 60 minute one-on-one meeting provides the “do it yourself” investor with an Investment Policy Statement (IPS) and guidance on how to use the IPS to select specific investments.
Customized Services - $175 / hour
Engagements can be customized to meet your specific needs. This is most appropriate for people with very complex or unique circumstances. After a complimentary, no obligation Get Acquainted meeting, a written estimate will be provided.
NAPFA: The National Association of Personal Financial Advisors is the nation’s leading organization of Fee-Only comprehensive financial planning professionals.
