JC Investment Management
2052 West Armitage
Suite B
Chicago, IL 60647
We look forward to speaking with you!
Our Firm
We’re an independent investment management and advisory firm. We align our efforts with your interests, and we are compensated on a Fee-Only basis. This means that you will have no unnecessary insurance contracts, high fee mutual funds, or excessive trading within your investment portfolio.
We offer:
- Financial Planning
- Customized Portfolio Management
- Alternative Investments
We are dedicated to achieving outstanding long-term investment returns specific to your needs and providing the highest level of personalized service to each client.
We also provide clients full investment disclosures—ensuring that your investment future is our sole concern. We have even designed a simple, low cost and transparent fee structure—a 1% annual fee based on the assets under our management—so that you never have to worry about hidden fees. Additionally, financial planning is provided FREE of charge for all clients.
Our President - Chris Lynn
Chris Lynn is an independent registered investment advisor (RIA) with 16 years experience in the investment and financial services industry. Prior to starting JCIM in 2002, Chris worked at several investment firms including Morgan Stanley, Hedge Fund Research and William Blair & Company.
At these firms, Chris had extensive experience in the areas of financial analysis, equity research, valuations and portfolio management. Chris has developed a fundamental understanding of valuation techniques, risk management and the importance of macroeconomic factors on a long-term investment outlook.
Chris grew up in Glenview, Illinois. He earned his Bachelor of Science degree in Finance from the University of Illinois in Champaign. In addition, he has an MBA, with a concentration in Finance, from the University of Chicago.
Our Investment Strategy Summary
The investment strategy involves a three-tiered approach.
1.) The first step involves you. JCIM first ascertains who you are--your age, investment objectives, time horizon, risk tolerance and liquidity needs. During this first step, for those investors interested, we will also provide financial planning at no cost to you.
2.) In the second step we combine who you are along with current financial market conditions and our views on the market to develop an investment strategy appropriate to meet your financial needs.
3.) The final step involves portfolio management-which is JCIM's security selection and daily risk management.
Portfolio Management
The first premise that we strongly subscribe to is that financial markets are governed by broad macroeconomic factors such as interest rates, credit spreads, the price of the dollar and oil. To fully grasp the influence that macroeconomic factors have on investment portfolios, here are two important statistics:
- 90% of return differential in diversified investment portfolios is due to asset allocation.
- Since 1990, the average return differential between the best performing sector in the S&P 500 and the worst performing S&P 500 sector has been 50%
Given these statistics, it stuns us when most mutual fund or money managers will describe their fund's/portfolio's performance against the market (which usually happens to be under performance as three out of four actively managed mutual funds fail to beat the market) in terms of individual security selection. What the previous statistics reveal is that investment performance is not necessarily due to individual stock/bond selection, but rather asset allocation in the broader asset or sub-asset class.
It comes as no surprise then that we spend a considerable amount of time understanding the macroeconomic landscape. To implement these views on financial markets, we then use index funds (more specifically, ETFs) as the main instrument in the construction of investment portfolios. Index funds allow us to leverage our macroeconomic opinions on financial markets, while also providing broad diversification. Client portfolios are 50 - 100% comprised of index funds appropriate to meet both the financial objectives of each client and our views on the market.
The remaining portfolio consists of individual security selection appropriate for the client. Individual security selection, in a nutshell, focuses on an analysis of valuation, growth & earnings, free cash flow, and qualitative features of individual companies.
Thank you for your inquiry!
Please be aware that JC Investment Management has a portfolio minimum of $50,000 to accept inquiries through this directory.
