Valentine Ventures, LLC
U.S. Headquarters:
550 SW Industrial Way
Bend, OR 97702
Valentine Ventures, LLC is a Wealth Management firm with the US Headquarters located in Bend, Oregon.
We serve a select clientele in Englewood and the surrounding areas.
A Registered Investment Advisory founded in 1997 by William L. Valentine IV, CFA. We provide fee-based comprehensive Wealth Management and planning to affluent investors.
What We Do
- Portfolios are invested across multiple asset classes, and diversified via Exchange Traded Funds for maximum potential risk-adjusted returns.
- Complete Wealth Management including the creation of a customized Financial Plan.
- Low cost trading and management.
Philosophy
The most important consideration for an investment portfolio is its asset allocation strategy. Asset allocation strategy entails selecting the proper amount of investment to each asset class (US stocks and bonds, Foreign stocks and bonds, Real Estate, Commodities, Currencies and Other assets). Target asset allocations are denoted in the Investment Policy Statement and are based on a variety of factors including: time horizon, income requirement, growth objectives, taxability, and liquidity needs. The ultimate blend of asset classes is unique to each account.
Growth Portfolio Strategy
Valentine Ventures seeks to create the optimal blend of growth assets including US and Foreign Stocks, Commodities, Foreign Currencies, Real Estate, Derivatives, and Other assets. Adding non-correlating assets in a portfolio context reduces risk and enhances return potential. To achieve that diversification, Valentine Ventures employs Exchange Traded Funds (ETFs). ETFs are diversified portfolios of stocks and other assets that trade as a single stock. They are akin to index mutual funds, but offer distinct advantages:
- Lower Expenses - ETFs typically offer lower Operating Expense Ratios and they are always no-load.
- Exposure to Alternative Assets - In addition to baskets of stocks, ETFs can be comprised of commodities, currencies, and other non-traditional assets that preclude the need to set up trading accounts for futures, options, and currencies.
- Tax Efficiency - ETFs are typically based on broad indices, and there is no active management within them, except as neccessary to rebalance as changes in the indices dictate.
- Liquidity - Most ETFs trade with substantial volume, allowing easy execution.
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Flexibility - ETFs trade at any time during the trading day, unlike mutual funds that trade at the end of the day based on only one price level per day. Additionally, ETFs are not constrained to a "minimum order" and can employ the use of stop and/or limit orders, as well being able to be sold short. Finally, ETF purchases are not subject to round-lot orders.
Bond Portfolio Strategy
Bonds are used to preserve capital and provide for income needs. The bonds that are bought are held to maturity. The typical portfolio contains a laddered mix of maturities across the yield curve. We use a combination of fixed and floating rate bonds including Corporate, Treasury, High Yield, and Municipal Bonds, depending on circumstances.
Expert Investment Portfolio Management
Superior returns are achieved as a result of management by a professional Portfolio Manager, trained and accredited in security analysis and portfolio management. Private portfolio management offers the expertise not found with a retail broker and the customization unavailable with a mutual fund. Portfolios are managed towards achieving the maximum return within the risk tolerances unique to each client, as established in their Investment Policy Statement. Each customized account is separately managed on a discretionary basis and contains individual securities from a master list of investments.
Inclusive Financial Planning
Valentine Ventures staff includes a financial planner. Each client has a comprehensive Financial Plan generated to assist with:
- Cash Flow Management
- Retirement Planning
- Estate Planning
- Tax Strategy
- Insurance and Long Term Care
- Education Planning
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Business Succession and Valuation
The software-based planning tool runs simulations (Monte Carlo) to determine a range a probable financial outcomes into the future. The Plan plays an important role in not only developing the investment strategy, but also in periodic monitoring of the achievement of objectives over time.
Mutually Beneficial, Fee-based Compensation
The fee charged is based on a tiered rate schedule, applied to the assets under management. This arrangement avoids any "conflict of interest" questions arising from commission-based compensation and provides a mutual incentive for the success in growth of assets.
Ongoing Education in Investments
Clients are offered the opportunity to advance their knowledge and understanding of personal finance and investments. The firm publishes a weekly investment column, and produces extensive quarterly Client Reviews.
Please be aware that Valentine Ventures, LLC has a portfolio minimum of $500,000 to accept inquiries through this directory.
