Beacon Financial Partners
2130 Main Street
Suite 233
Huntington Beach, CA 92648
What Makes BPF Unique
- Fee-Only – Because we are an independent, Fee-Only firm, we always give you objective financial advice. When you work with us, you never have to worry if we are recommending a course of action that isn’t in your best interest simply because we are looking for a fast sales commission.
- Personal Attention – We always give you the customized personal attention you deserve. With other firms you may see the principal for the initial meeting, but after that your accounts may be generically outsourced or handled by junior staffers. That never happens at BFP!
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Our Total Satisfaction Guarantee – We are confident that you will be totally satisfied with our services. If you aren’t totally satisfied within the first three months of your start date for any reason, we will refund all asset management fees
received.
Our Approach
When you work with Beacon Financial Partners, you are hiring us to become your financial partner. We sit with you on the same side of the table, helping you sift through the many questions and complex issues in the ever-changing world of financial management.
The core values that we instill in every relationship are:
- Honesty – We do what’s right for our clients.
- Integrity – We act as fiduciaries in handling our clients’ assets.
- Compassion – We listen to and understand how our clients feel.
- Trust – We realize that all of our relationships are built on trust.
One of the advantages of working with Beacon Financial Partners is that we are small enough to give you very personalized attention, yet experienced enough to handle virtually all of your financial advisory needs.
Financial Planning Services
BFP provides Financial Planning that involves our gaining an in-depth understanding of your individual situation and goals, and then creating your customized written financial plan. Your Financial Plan can address and give specific recommendations in the areas that apply to your unique financial situation, such as: retirement analysis, insurance review, investment asset allocation, college planning, estate planning, income tax reduction, and employee benefits review. We can coordinate your plan with your existing accountant, attorney, or insurance agent, or refer you to one as needed.
Asset management Services
Asset Management clients want to simplify their lives and reduce the worry that they won’t achieve their financial goals. First we review with you stock market history, realistic expectations for the future, your investment experience, and our well-diversified, value-oriented investment philosophy. Then we mutually agree on an Investment Policy Statement that governs how we will custom manage your portfolio taking into account your risk tolerance, cash flow needs, tax situation, investment preferences, and any other constraints.
Carl Carpenter, CFA®, CFP® - Owner
Carl is responsible for the overall asset management duties of the firm, including security analysis, asset allocation, and portfolio trading. Carl is also responsible for financial planning, including gathering client data, clarifying goals/values, analyzing current financial situations, and creating custom Financial Plans.
Carl has previous experience as a portfolio manager, financial planner, financial newsletter editor, tax preparer and corporate accountant. He has taught a cash flow analysis class in UC Irvine's Personal Financial Planning certificate program and a small business financing course at Pepperdine University's Graziadio School of Business and Management in Pepperdine's MBA program.
Carl graduated from the University of Southern California with a Bachelor of Science degree in Business Administration, and is also a member of the CFA Institute, the National Association of Personal Financial Advisors (NAPFA), and the Orange County Society of Investment Managers (OCSIM).
In his spare time, Carl enjoys reading, gardening, tennis, travel, and looking after his pets with his wife Carol.
I look forward to your inquiry!
NAPFA: The National Association of Personal Financial Advisors is the nation’s leading organization of Fee-Only comprehensive financial planning professionals.
Please be aware that Beacon Financial Partners has a portfolio minimum of $500,000 to accept inquiries through this directory.
