Gerald L. Ray & Associates, LTD.
1445 Ross Avenue
Suite 5600
Dallas, TX 75202
About Us
Gerald L. Ray & Associates, Ltd. is a registered investment advisory firm with over thirty-two years of experience in managing financial assets for individuals, families and institutions. Our firm specializes in equity, balanced and fixed income accounts, with an investment style that is considered to be growth oriented with a conservative approach. We currently manage approximately $400 million in assets. In the year 2002, Gerald L. Ray & Associates, Ltd. was rated by its peers in D Magazine as one of the best wealth management firms in the Dallas area.
Our philosophy is based on two simple but unwavering principles: impeccable personal service and the highest standards of personal and corporate integrity. We seek to provide our clients with competitive rates of return and a comfort level based on a comprehensive understanding of their goals. The end result is a portfolio tailored to match the client’s specific needs within their tolerance for risk.
Investment Strategy
We believe in investing, not trading. Our investment strategy is primarily focused on large cap growth stocks and high quality bonds. We take a long-term view of the market and work with our clients to maximize their investment opportunities based on acceptable risk levels, their need for liquidity and other key considerations. Except for our 401(k) services, we do not use model portfolios because we believe in creating customized portfolios for each individual client.
We offer three different types of investment portfolio:
Equity (stock portfolio)- Fixed Income (bond portfolio)
- Balanced (stock and bond portfolio)
Equity Strategy
The foundation of our equity strategy focuses on stocks in industries that grow faster than the economy as a whole. Stock portfolios typically hold 25-35 stocks and have low turnover, meaning that the number of buys and sells per year is very low.
These portfolios generally contain the following types of equities:
- Large Cap Growth - High quality, large capitalization growth companies with favorable profit histories and reasonable valuations
- Mid Cap Leaders - Mid-capitalization industry leader companies with reasonable valuations that thrive in a particular niche
- Turnaround Opportunities - Fallen growth companies that are considered to be in the process of reviving their growth history
Fixed Income Strategy
Our bond strategy includes purchasing high-grade debt securities of short to intermediate maturities (typically 3-5 years) and holding them to maturity. The use of fixed income instruments enhances current income in portfolios where it is needed and provides diversity in asset allocation.
Taxable Accounts
As part of our investment strategy, all taxable accounts are actively managed to reduce or neutralize taxes.
Client Profile
Our services, strategies, experience and planning are designed to meet the specific needs of:
High-net-worth individuals- Endowments and foundations
- Retirement accounts
- Physician group retirement plans
- Individually managed family accounts
- Trusts
- Philanthropic & charitable accounts
- Corporate accounts
- Organizations
- Professional athletes
We have references available upon request.
Our 401(K) Services
Gerald L. Ray & Associates, Ltd. offers simple and cost-effective solutions for small to mid-size companies looking to improve their current 401(k) plan. The programs are designed to provide low cost, investor friendly retirement plans that focus on service and performance. The basic plans offer five models built with exchange traded funds and allows participants access to our portfolio managers.
The 401(k) plans offer many key advantages over traditional mutual funds:
- Clear, transparent fees that are typically lower than most mutual fund fees.
- No 12b-1 fees or plan exit fees.
- Our investment advisors will assist each plan participant in selecting the correct investment model, ensuring each participant’s financial objectives are met.
- The use of simple exchange traded fund models lead to greater participant satisfaction.
- Participants will have online access to view their individual accounts.
- The plan sponsor can use an existing third party administrator or we can assist the sponsor in finding a new TPA.
Gerald L. Ray, CFA - Founder and Chairman
A Chartered Financial Analyst and one of the Southwest's most respected investment advisors, Gerald Ray has more than 30 years of experience managing wealth for both organizations and private investors. He is a member of the Association for Investment Management and Research and the Investment Company Institute, as well as Past Co-Chair of the National Conference for Investment Analysts. Ray holds an M.B.A. from the Wharton School of Finance and a B.B.A. from Texas A&M University.
We look forward to helping you with your financial needs!
*Consideration is also given to lesser-valued accounts.
Please be aware that Gerald L. Ray & Associates, LTD. has a portfolio minimum of $250,000 to accept inquiries through this directory.
